How Living More Economical Is Going To Help You Survive

Minimalist and/or economical living is going to help you keep your bank account from depleting as fast as it would if you weren’t paying attention to your spending habits.

Since prices have gone up it’s going to be very smart of you to find areas where you can save money. No matter your income level, the more money that you are able to put to the side the less stressful life is.

Last week I ordered a 16 ounce bottle of Aloe Vera Juice from Amazon for $8.33. Today while shopping at Walmart I noticed a 128 ounce (1 gallon) bottle of Aloe Vera Juice for $6.59. It’s obvious that the larger container was a better deal but seeing such a big difference in quantity made me think of how much more I pay attention to pricing.

Aloe Vera is a staple in the body care products that I make and I recently decided that I’m going to make all of my products by 2023. By making my own products I’m controlling my wealth even more.

See, as prices have increased many have had to make the choice of buying one thing over another. If you grew up less fortunate the current state of the economy may have been easier for you to adjust to. But if you are like millions of Americans who had to change their spending habits for the first time in life budgeting can be a challenge.

For me, personally, I am navigating this new way of living strategically and will continue living comfortably, as well as stress free.

Article By Aura Carter

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The 3 Survival Shopping Categories

Thankful for another day of finding beauty in this journey called life.

I live a well rounded lifestyle by taking care of myself health wise.

Here are my 3 shopping categories that I follow when I go to the market (grocery store).

Article By Aura Carter

Weekly Meal Planner & Grocery Budgeting – Track And Plan Meals: Includes Breakfast, Lunch, Dinner And Snack Menu – With Shopping Checklists – Save Time And Money

Money Rules For Successful People (Part 2)

Today I had a conversation with a New York client and I had to explain to him that just because he has the financial reserves (savings) that does not mean that he should be buying everything simply because he can afford it.

I explained to him that 2023 is going to make or break a lot of people. And if he wants to remain in the position he is in 5 years from now he is going to have make even smarter moves with his money.

By Aura Carter

Money Rules For Successful People (Part 1)

7 figure earners listen up, it’s time to start thinking like those with a 6 figure income.

Upper and middle class individuals should begin to approach life more frugally. This means being careful of how you spend your money just because you can still afford basic necessities.

Don’t think of it as living like you are lower class, understand that this is how you are going to be able to hold on to your wealth while many others see their accounts depleted from not knowing how to adjust to our new economy.

Article Inspiration

By Aura Carter

The 5 Most Recession Proof Industries

It’s about to get REAL and people are seriously not ready for what’s about to hit the fan.

1. High Prices Is The New Normal.
2. Few Will Become Rich During The Recession, Many Will Become Poor.
3. If You Are Not Needed, You Will Be Forgotten.

Article By Aura Carter

Surviving In America Will Now Consist Of People With Useful KnowledgeOr Wealth

Gone are the days of faking it until you make it. You either have it or you don’t.

Money or power that is.

Economic experts are finally admitting that the American financial system isn’t going back to what it was.

I already knew this.

Everything is going to get more competitive and monopolized. Start strategizing and preparing now if you haven’t already.

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Compiled By Aura Carter

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Financial Tip Of The Day: 6/30/2022

“Am I scaring people with my economic updates?” Is a question that I have to seriously ask myself. If I am, it’s not my intention.

The world is changing so fast that people don’t know what they want to be angry about on social media. Debates and complaints are all that we see now.

But, what are people going to actually do beyond that? Most, nothing. It’s time to start looking at your habits and for a lot of Americans their spending habits have changed (and not by choice).

Stop being distracted and get focused.

Article By Aura Carter

Self Care Is Being Self Aware

It’s beautiful to have a craft that takes your mind off things, to be able to travel at your leisure, and to be around people that you have healthy relationships with.

If you fiend for something, now, that’s when it becomes a problem.

Just as pleasures are important, it’s also crucial to get to know the woman/man in the mirror. Do you like you? Do you know why you have an issue with your life and are constantly looking to get away from it?

Take charge and take control by diving within. Constantly seeking to escape will eventually get exhausting, and after some time those things won’t make you happy anymore.

Article By Aura Carter

Guided Daily Intention Journal, Start Each Day With A Grateful Heart: Cultivate A Positive Life With 5 Minute Writing Prompts

The End Of The Entrepreneur Is Coming

My top clients are asking me what to do with their businesses and finances. Prices are only going to increase and right now people are living in a mirage, but that is soon going to change.

I predicted when there was going to be an influx of entrepreneurship, which we saw. Now I’m telling you to prepare.

There will be many changes in this world. It will be quick, and most changes will be permanent. Take action now and avoid distractions.

Article By Aura Carter

Las Vegas’ Economic Review: Surviving In The USA

Things have changed and nothing is going back to the way it was. It’s about pivoting for survival and leaders in business (and government) know this.

Las Vegas was known as a cheap place for entertainment and retirement. It’s not inexpensive anymore. 1. There is no rent control. 2. Every major sports league is about to have a team here. Two very important factors to consider.

If you live here, you are going to have to be very creative to be successful. If you are considering moving here, you are going to need a decent income to thrive.

Compilation By Aura Bea Carter

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Marijuana Businesses Could Soon Be Listed On Stock Exchanges

State-legal marijuana businesses would be able to be listed on national stock exchanges and access key financial services under a bipartisan congressional bill that was filed on Thursday.

The Capital Lending and Investment for Marijuana Businesses (CLIMB) Act is being sponsored by Reps. Troy Carter (D-LA) and Guy Reschenthaler (R-PA).

While a main thrust of the legislation is to free up cannabis industry access to financial lending and investment opportunities, in part by providing protections for private financial institutions and government agencies that provide such services to traditional markets, one section stands out as especially novel.

It would provide safe harbor for national securities exchanges and market participants that “have listed, list, or intend to list, or permits the trading, or facilitates the offering, listing, or trading on a national securities exchange, of the securities of a cannabis-related legitimate business or a service provider.”

That’s a wordy way of saying that cannabis businesses would be permitted to list on major stock exchanges like Nasdaq and the New York Stock Exchange (NYSE). It would represent a boon for the burgeoning industry, legitimizing their presence on Wall Street.

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The Cannabis Connoisseur Strain Review Journal

A Warning To Those Wanting To Quit Their Jobs During The Great Resignation

📰 Today’s News Update:

There seems to be an illusion around what is happening in the economy. For various reasons many are quitting their jobs (the great resignation) with ambitions of becoming an entrepreneur or starting work in the gig field.

Consumers are spending less money and companies have started layoffs. Two signs that you have be very wise with your financial decisions.

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How To Create A Free Challenge That Will Grow Your Followers And Make You Money

So, you’re stuck trying to think of a shiny new marketing tactic to get more folks acquainted with your product or service.

You’ve tried a bunch of things — you’ve recorded podcast episodes, you’ve made Instagram reels, you’ve even dabbled in making a few TikToks.

And now, you’re thinking, “What else can I do that will grab people’s attention?”

Enter: The free challenge.

This is a really fun way to grow your audience organically and give them a taste of the kind of transformation they can experience through your offer. (And because it’s free, people will be more willing to sign up.)

Your goal is twofold: 1) to funnel as many people as possible into your actual offer and turn them into paying customers. 2) to provide so much value out of the challenge that they want more where that came from.

Here are the top 3 tips for creating a memorable challenge that folks will be flocking to sign up for.

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How To Own Your Superpower

What do you do better than the average person? The skill that you have naturally or have developed through practice should be highlighted and shared.

Brag about yourself, be proud of having a talent. Knowing that you have a passion brings you purpose. And if you decide to monetize your skill or not that’s up to you. But I will say this, the more you grow your knowledge in a particular area, the money will naturally come.

Article By Aura Bea Carter

Guided Daily Intention Journal, Start Each Day With A Grateful Heart: Cultivate A Positive Life With 5 Minute Writing Prompts

Every Season Is Your Season

Sometimes life as we know it can become unpredictable, uncertain, and uneasy. But that doesn’t mean quit.

The days we are living in are unlike any most of us have seen. Back when Covid first started I had a strong feeling that life was going to change for us all.

I didn’t expect the economy to fall apart. Many are experiencing tough times, and the next 12-18 months are going to show us who is the strongest mentally and financially.

Though it will be challenging, use this time well. It’s definitely survival of the fittest but if you think of yourself as a winner no matter what, then that’s who you will be.

Article By Aura Bea Carter

Manifesting Money With The Law Of Attraction: A Guided Affirmations Journal For Creating Wealth, Success And Abundance

Here Is How The Fed’s Interest Rate Hike Is Going To Impact Your Wallet

Recently President Biden said that a recession is not inevitable. The way that he worded his statement has caused confusion as to what’s happening in America.

The best advice I can share is to pay attention to the obvious. If you don’t like to watch or read the news on a regular basis, check in on the economy at least once a month. Especially now so that you aren’t surprised at the price increases that are across the board.

Article By Aura Bea Carter

How To Build Good Money Habits

Everyday Things That Waste Your Time

Which ones are you guilty of? It happens to the best of us. We get distracted and before we know it something important that we had to do gets put off until the next day.

We have a long road ahead of us and I think most people are starting to see it. Use the rest of the year to implement a beneficial habit. Start slowly, but be consistent.

Acknowledgment and accountability are my two favorite words. By recognizing how you can correct your actions allows for you to progress in life.

Article By Aura Bea Carter

How To Stop Feeling Stuck In Life

We all have a list of goals, and dreams that are in the back of our minds. Some more prominent than others. No matter how big, or small it’s completely possible to get them (all) done.

Think of it this way, someone else did it, so why not you?

Someone in a worse position financially got it done.

Someone with less resources got it done.

Someone with more kids got it done.

Someone with more distractions got it done.

How bad do you want IT? Whatever “it” is.

When you stop making excuses that’s when you will see accomplishing your goals isn’t as hard as you think.

Guided Daily Intention Journal, Start Each Day With A Grateful Heart: Cultivate A Positive Life With 5 Minute Writing Prompts

3 Types Of Financial Goals

“Money does not dictate your lifestyle, it’s what you do to get it and how you manage your finances that determines your lifestyle.”

– Wayne Chirisa

I honestly believe that if more people understood finances and how to manage money, inflation and recessions would be handled with greater ease.

Build a relationship with your money. Understand that having a large sum of it doesn’t make a person bad, and stressing over it shouldn’t be your default response.

Here are realistic financial goals with timelines that actually make sense.

Article By Aura Bea Carter

How To Build Good Money Habits: Personal Finance Workbook

3 Types Of Financial Goals

“Money does not dictate your lifestyle, it’s what you do to get it and how you manage your finances that determines your lifestyle.”

– Wayne Chirisa

I honestly believe that if more people understood finances and how to manage money, inflation and recessions would be handled with greater ease.

Build a relationship with your money. Understand that having a large sum of it doesn’t make a person bad, and stressing over it shouldn’t be your default response.

Here are realistic financial goals with timelines that actually make sense.

Article By Aura Bea Carter

How To Build Good Money Habits: Personal Finance Workbook

How To Make More Money

A question I get all the time when a new client starts working with me is, “How can I increase my income?” This comes from individuals of all wealth levels.

After examining where they are, and understanding their financial goals, I present them with this information.

Majority of the replies I get are along the lines of, “It’s really that easy?”

Yes, my friend, it really is. 🙂

👉🏾 Remember financial literacy is for EVERYBODY.

Article By Aura Bea Carter

How To Build Good Money Habits: Personal Finance Workbook For Budgeting, Building Wealth And Eliminating Stress

Top Assets To Own During Inflation

What goes up must come down. No fear, we are just in a cycle. Invest wisely.

Top Assets To Own:

Article By Aura Bea Carter

How To Start A Blog For Your Business

Stocking up on inventory and wishing on a star that your website is going to blow up with sales isn’t the best way to run a business.

You have to find different outlets to let potential clients know how you can improve their lives with your products or services.

A great way to promote your business is by blogging. Some e-commerce platforms have blog options integrated into them. But creating an exclusive separate blog for your business is another option.

Article By Aura Bea Carter

Top 5 Job Search Engines

Lucrative jobs are out there, in fact, because so many have decided not to work a 9-5 after the pandemic many employers are offering competitive pay.

Not everyone wants to be an entrepreneur, hustler, or business owner, and that is OK.

Get in where you fit in. Work in a way that assists you in living a comfortable life. Ignore the noise and always do what’s best for YOU.

Article By Aura Bea Carter

Advertising Planner For Women Owned Businesses: Grow Your Company With A Strategic Plan

How To Improve Your Life Where There Are 3 Currencies

Focus on improving yourself in an area of choice and you are bound to see results.

Time waits for no one and it seems to only be speeding up.

If you didn’t make 6 figures the last time the economy was doing well this is the time to invest in yourself for when it rebounds.

Article By Aura Bea Carter

Manifesting Money With The Law Of Attraction: A Guided Affirmations Journal For Creating Wealth, Success And Abundance

What To Teach Your Kids About Money

Exceptional parents raise exceptional children and in order to do this you must teach your children life skills that aren’t taught in school.

It is a known fact that the most important and critical subjects needed to flourished and navigate America prosperously aren’t considered key by the public school systems.

Understanding finance at a young age allows for better decision making as an adult. Teach your children useful information as this world is changing faster than ever.

Article By Aura Bea Carter

Youth Savings Tracker – Money Journal – Kids Money Tracker

Follow This Advice To Survive Inflation And The Future Economy

Currently the most expensive places to live in the United States are New York, California, Oregon, Alaska, Massachusetts and Connecticut.

Las Vegas is quickly approaching that list. At one point these destinations were known for starting a new life, AKA the American Dream.

We are going to see a fast separation of wealth. This division can not be stopped but that doesn’t mean you can’t be prepared mentally and financially.

Article By Aura Bea Carter

Self Improvement Through Building Better Money Habits

How To Attract A Better Life

Have you ever heard the saying, “You are what you think?” Or, similarly, “If you think you can you will?”

The mind will believe anything that you tell it, so tell it good things. Be hopeful about your future. Look at examples of what other people have done and know that you can reach that level of success too.

Article By Aura Bea Carter

Change Your Life Now – Guided Daily Intention Journal

How To Make Your Business Dreams Come True

What do you want from this life?

Have you ever asked yourself that question?

Daydreaming is not how manifesting works, and some are a bit confused about the meaning of visualizing future success.

If you want anything you have to take the necessary steps to make whatever that is come to fruition.

Article By Aura Bea Carter

Get Your Hustle Balance Motivational Notebook

Motivation For Both Employees And Self Employed

Find your peace and create more of it. Learn what makes you smile, laugh and feel good.

If you are working for yourself create balance around your environment so that you can provide value to your clients.

If you are working for someone else, go into work with an attitude of gratitude. Cultivate a space where you are building your skills. Be thankful for that job, even while looking for another.

It’s always about having a great mindset and an unstoppable perspective.

That’s how you win.

❤️

Sincerely,

Aura Of Wealth

Top 7 Economic Predictions To Expect The 2nd Half Of 2022

Things are about to get REAL here in America and across the globe. And I say this not to scare anyone but because I’m a realist.

Most of what is happening is completely out of our hands but the unusual is about to become the norm. I’ll try not to be too opinionated but I will start to share more based on economic trends and published data.

June will be here in a couple of days and here’s what to expect the rest of 2022:

1. Gas prices will continue to surge higher, and many Americans will be shocked by how high they eventually go.
2. Food prices will continue to rise.
3. The Federal Reserve is likely to continue to aggressively raise interest rates.
4. Higher interest rates will be devastating for the housing market in the United States.
5. As the economy slows down, we should expect layoffs to increase and jobless claims will eventually start to spike.
6. Stock prices will continue to fall.
7. A recession is either already here or will arrive soon. We will see a historic economic meltdown so it’s important to prepare for it mentally and financially.

Data Collected From Here

👉🏾 Remember financial literacy is for EVERYBODY.

Article By Aura Bea Carter

Get Your Finances On Track With This Workbook

How To Find Your Passion In 3 Steps

The last few years have changed the way many think about financial security. Prompting many to start looking at other options to bring in addition income.

One of the issues that many face is not knowing how to find something they like doing.

These 3 questions will help get you started with discovering your passion:

1. Do I want to continuously learn by trying new things every day or do I want to work on the same problem and become an expert on one central issue?
2. Who do I want to work with to solve these problems?
3. Who do I want my work to help?

Article By Aura Bea Carter

8 Things That Will Change Your Life In One Year

One thing about me is that I’m going to do what I said I was going to do. A woman of my word, and a believer in my capabilities.

I recently saw a photo of myself from a year ago and stopped and thought about how much I’ve improved, progressed and learned.

Time can’t be paused and it waits for no one. So, keep moving forward and make the best of your life.

What are 8 things that can completely shift your life in one year? Check out the list below:

1. Stop complaining and appreciate how lucky you are every day.
2. Embrace loneliness and reinvent yourself in the process.
3. Say goodbye to the people that don’t bring positive energy into your life.
4. Turn off the TV and set internet controls.
5. Pick one skill you want to cultivate and put all your effort into developing it.
6. Commit to the goals you set and never look back.
7. Sweat every day to boost your mood.
8. Fail forward. Learn from every mistake you make.

Article By Aura Bea Carter

3 Savings Tips You’ve Never Tried

✨ Saving money comes in different forms, it’s not always about putting money to the side when you get paid. (Though that is an excellent start.)

Assessing how you spend your money actually saves you money.

3 Ways To Save Money:

1. Turn on ad blocker on your devices. This will prevent the temptation of one click shopping.
2. Go cash only when you go shopping. Set a budget of how much you will spend, and by only carrying cash this will prevent you from over spending, thus saving money.
3. Never store your credit card information on your devices. For one, it’s not safe, secondly, it prevents spontaneous spending.

👉🏾 Remember financial literacy is for EVERYBODY.

Article By Aura Bea Carter

Personal Finance Workbook For Beginners

The American Dream Caused The Great Resignation

When most people apply for a job it is based on credentials (qualifications), and the pay rate offered. Which makes total sense. But it’s very common for that excitement of having a new job to disappear sooner than expected.

You get in the door and you realize:

1. There is a glass ceiling.
2. The position is more (or less) work than explained.
3. You start taking work home; thinking dreadfully about work after hours, replaying conversations between yourself and coworkers, tossing and turning at night because you don’t want to go in.

These examples may be spot on, or they may be exaggerated depending on your personal situation. But one thing is for certain more and more people are leaving their jobs with what has been called the “Great Resignation.”

Article By Aura Bea Carter

How To Survive Inflation In 2022

Spending more more money isn’t something most Americans want to do. But we currently have to.

Despite inflation, life must still go on. Here are 5 survival tips to keep you afloat during these times.

⬇️⬇️⬇️⬇️

1. Review your spending habits.
2. Avoid taking on new debt.
3. Use coupons and shop during sales.
4. Take advantage of loyalty and reward programs.
5. Be strategic with saving money.

Article By Aura Bea Carter

The Personal Finance Workbook That Will Save Your Relationship

What Is A Recession & How To Prepare Yourself Financially

⛽️ California gas prices have reached over $6 which tends to let us know what direction the rest of the nation is heading.

Talks of another stimulus check have quieted down in the last few weeks and people of all classes are feeling the impacts of the economy.

If we do see a recession in the next 3-6 months, here is what it may look like and what you can do to protect your finances.

Article By Aura Bea Carter

Order The #1 Personal Finance Workbook On Amazon

5 Benefits Of Selling Digital Products

If you are looking for additional ways to make money, the answer is in your hands. On your smart phone that is.

There are thousands of articles on how to make full time income and additional income in unique ways. One of those methods is by selling digital products.

Digital Product Ideas:
• Ebooks
• Printables
• Photography
• Fonts
• Art
• And More

One place to check out for great examples is Pinterest.

Order The $4 Etsy Success Ebook Here

The Truth Of How Entrepreneurs Think

What made you start your entrepreneurial journey? Was it done out of passion, the need for freedom, to build a legacy for your children, or did the pandemic play a part?

No matter your story it’s very possible to experience days where you question EVERYTHING. Working for yourself can indeed be a roller coaster financially and mentally.

When you find yourself getting down, reflect on why you started. Refreshing your memory can help you push aside those negative thoughts.

Article By Aura Bea Carter

Click Here For Entrepreneur Solutions

7 Steps To Get Your Business To Run More Efficiently

As you shift your professional mindset from crafting, to side hustle, to small business, to being an outsourcing company, you will learn that you will need to do things more efficiently.

Nothing happens overnight when building your dream. And that’s actually a good thing. As you go through important steps you understand what works and what doesn’t.

Here are 7 steps to consider when you want to achieve desired results.

Article By Aura Bea Carter

The 50/30/20 Budgeting Rule Will Change Your Life

How do you budget? There are apps and various systems that can help you take control of your finances. The 50/30/20 budgeting rule is very sensible and can be started at anytime.

A budget is having a plan for every dollar that you have. It makes you more conscientious of your spending habits.

Article By Aura Bea Carter

10 High Income Skills That You Should Learn

If you want to reach heights that you’ve never been to you are going to have to do something that you have never done.

This could mean reevaluating how you do business, or looking into going into a more profitable line of work.

Many of us have our passions, but is it profitable? What adjustments can you make to what you are doing to increase your income?

What from this list can you incorporate into what you are already doing? Think about it, apply that skill and start winning.

Article By Aura Bea Carter

Micro Habits Will Help You Reach Your Goals Faster

Do you believe that you can do anything that you set your mind to? It’s true, but within reason.

Studies have shown that it can take up to a year to form a new habit. It honestly depends on your level of determination and lifestyle (how much time you have). Some people can implement habits sooner, no doubt.

Start small. Don’t jump all in thinking you are going to instantly change the way you have been your whole life or most of your life.

Article By Aura Bea Carter

Track Your Spending For 6 Months And Your Life Will Change

How do you envision your life to be going in November of 2022? That will be 6 months from now. So much can happen in that time span.

No matter what we are doing, time is going to keep on ticking. If you want things to improve from how they are going now, dedicate your time to becoming better.

Hold yourself accountable by learning more about an area in your life that you aren’t satisfied with.

🗓 Start tracking your finances today and watch how much better you will be in 6 months.

Article By Aura Bea Carter

7 Money Rules To Never Break

It’s #4 and #5 for me. If you are at a point in your life where you feel stuck use the many resources around you to get out of your situation:

• The Library
• Book Stores
• The Internet (Financial Blogs/YouTube)
• Social Media Money Profiles
• Seminars

As an adult you have two choices; to complain about how your life isn’t going, or to make the active changes needed to place you in the position that you want to be in.

Article By Aura Bea Carter

How To Always Be Prepared For An Elevator Pitch

When most people think of an elevator pitch the American business reality show ‘Shark Tank’ probably comes to mind. You have the opportunity of a lifetime to grow your brand and this is when you BETTER get it right.

At least, that’s how it feels.

Start practicing what you would say if you only had 30 seconds (the length of an elevator ride) to sell your business to an angel investor.

Place yourself in that scenario mentally, so when it happens you’ll be totally impressed with yourself.

Article By Aura Bea Carter

5 Work Ethics You Must Have To Level Up

This one can be applied to any line of work. Advice that can be used by individuals working 9-5 as well as business owners.

When you take pride in what you do and give it 100% effort that’s when things start to flow and working is no longer something you dread.

Article By Aura Bea Carter

Types Of Content Marketing That Will Crush Your Competitors

Discover what it feels like to have powerful content that creates faithful return customers. Standout to new clients and make your competition think about you when they don’t even cross your mind.

That’s damn good content marketing.

“Content marketing is a marketing strategy used to attract, engage, and retain an audience by creating and sharing relevant articles, videos, podcasts, and other media. This approach establishes expertise, promotes brand awareness, and keeps your business top of mind when it’s time to buy what you sell.” – mailchimp.com

Article By Aura Bea Carter

How To Make Time For Reading (Even When You Are Busy)

I think that the most challenging part about reading a book for most is that they want to start a book and finish it immediately. If your schedule doesn’t permit for that, but you still want to read, here are two things that I do:

1. Listen To Audiobooks – Though it’s not reading yourself, it’s another way to gather information provided in books. I listen to finance and personal development audio books often.
2. Leave A Book Open On Your Counter Or Table – I really, really enjoy reading about aromatherapy, holistic living, and natural healing so I leave the book I’m currently reading open on the counter in my kitchen. When I’m cooking and at the end of the night I read a few pages.

Best Regards,

Aura Bea Carter

8 Proven Ways To Capture Attention When Marketing Your Business

Are you selling a product or service online? If so listen up.

Your main priorities with social media marketing should be:

• Only posting your best photos
• Creating content to where people feel compelled to message you
• CTAs (Call To Actions) that triggers an emotional response

Likes do not equate to more money.

I have people who purchase from me but they have never liked a post, nor are we always friends on social media.

Your inbox should be active with questions and order requests.

Your website link should be included in your marketing posts.

⭐️ Join the official wealth building Facebook group: Aura Of Wealth – Finance + Credit Coaching

Best Regards,

Aura Bea Carter