The 50/30/20 Budgeting Rule Will Change Your Life

How do you budget? There are apps and various systems that can help you take control of your finances. The 50/30/20 budgeting rule is very sensible and can be started at anytime.

A budget is having a plan for every dollar that you have. It makes you more conscientious of your spending habits.

Article By Aura Bea Carter

Track Your Spending For 6 Months And Your Life Will Change

How do you envision your life to be going in November of 2022? That will be 6 months from now. So much can happen in that time span.

No matter what we are doing, time is going to keep on ticking. If you want things to improve from how they are going now, dedicate your time to becoming better.

Hold yourself accountable by learning more about an area in your life that you aren’t satisfied with.

🗓 Start tracking your finances today and watch how much better you will be in 6 months.

Article By Aura Bea Carter

7 Money Rules To Never Break

It’s #4 and #5 for me. If you are at a point in your life where you feel stuck use the many resources around you to get out of your situation:

• The Library
• Book Stores
• The Internet (Financial Blogs/YouTube)
• Social Media Money Profiles
• Seminars

As an adult you have two choices; to complain about how your life isn’t going, or to make the active changes needed to place you in the position that you want to be in.

Article By Aura Bea Carter

700 And Higher: The American (Credit Score) Dream

Three major credit bureaus — Experian, Equifax, and TransUnion — regularly collect information about your payment history, while your credit report contains additional details regarding your payment history, credit utilization ratio and any open and closed credit accounts.

The information in your credit report is used to calculate a three-digit credit score, which lenders then utilize to evaluate a borrower’s likelihood of defaulting on a loan.

By having a higher score, you’ll typically qualify for loans or credit products with lower interest rates and more favorable terms.

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6 Signs You Will Not Be Defeated

For years social media has made winning look easy. Rarely do you get the behind the scenes look at how your favorite influencers really made it.

As the economy has taken a downturn many are seeing that it’s not as simple as making a post and people automatically paying for your product(s).

What’s not talked about is the many who often feel defeated, or those are jealous of others when they get online.

Life is a puzzle and the most important piece is your mindset. Master that and it’s smooth sailing from here.