The 50/30/20 Budgeting Rule Will Change Your Life

How do you budget? There are apps and various systems that can help you take control of your finances. The 50/30/20 budgeting rule is very sensible and can be started at anytime.

A budget is having a plan for every dollar that you have. It makes you more conscientious of your spending habits.

Article By Aura Bea Carter

Track Your Spending For 6 Months And Your Life Will Change

How do you envision your life to be going in November of 2022? That will be 6 months from now. So much can happen in that time span.

No matter what we are doing, time is going to keep on ticking. If you want things to improve from how they are going now, dedicate your time to becoming better.

Hold yourself accountable by learning more about an area in your life that you aren’t satisfied with.

🗓 Start tracking your finances today and watch how much better you will be in 6 months.

Article By Aura Bea Carter

7 Money Rules To Never Break

It’s #4 and #5 for me. If you are at a point in your life where you feel stuck use the many resources around you to get out of your situation:

• The Library
• Book Stores
• The Internet (Financial Blogs/YouTube)
• Social Media Money Profiles
• Seminars

As an adult you have two choices; to complain about how your life isn’t going, or to make the active changes needed to place you in the position that you want to be in.

Article By Aura Bea Carter

E-Cash Digital Collar In The Works

In a move that could bring digital currencies one step closer to the mainstream, the chairman of the House Financial Services Committee’s fintech task force has introduced a bill to create a new sort of digital currency called “E-Cash.”. The United States Department of the Treasury is required by the Electronic Currency and Secure Hardware Act to “develop and test digital dollar technologies that have the same privacy-protecting characteristics as physical cash.”

It is still unclear how exactly the E-Cash digital dollar would work or what it would look like since the proposed legislation provides a few clues. However, the bill states that transactions would be settled without the need for a blockchain or internet connection. This suggests that E-Cash would not be based on blockchain technology.

Additionally, it will not have the same features as a central bank digital currency (CBDC), according to the bill. Unlike CBDCs, the E-Cash digital dollar would be a different sort of technology stack and solution.

Moreover, the legislation directs the Treasury to “explore the full gamut of potential designs” and to “simultaneously test with a variety of pilot ideas.” This suggests that the digital dollar would be developed through a process of trial and error. The Treasury Department would experiment with different designs and technologies before settling on a final product.

According to the E-Cash website, the currency is “designed and administered to replicate to the greatest extent feasible and practically possible the anonymity and privacy-respecting characteristics of real cash.” Moreover, according to its supporters, it is a digital currency that may be used for anonymous, offline, peer-to-peer transactions.

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Extra Income Ideas That Can Help You Earn $200-$500 A Month

5 Extra Income Ideas That Can Help You Earn $200-$500 A Month

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