How To Make More Money

A question I get all the time when a new client starts working with me is, “How can I increase my income?” This comes from individuals of all wealth levels.

After examining where they are, and understanding their financial goals, I present them with this information.

Majority of the replies I get are along the lines of, “It’s really that easy?”

Yes, my friend, it really is. 🙂

👉🏾 Remember financial literacy is for EVERYBODY.

Article By Aura Bea Carter

How To Build Good Money Habits: Personal Finance Workbook For Budgeting, Building Wealth And Eliminating Stress

3 Savings Tips You’ve Never Tried

✨ Saving money comes in different forms, it’s not always about putting money to the side when you get paid. (Though that is an excellent start.)

Assessing how you spend your money actually saves you money.

3 Ways To Save Money:

  1. Turn on ad blocker on your devices. This will prevent the temptation of one click shopping.
  2. Go cash only when you go shopping. Set a budget of how much you will spend, and by only carrying cash this will prevent you from over spending, thus saving money.
  3. Never store your credit card information on your devices. For one, it’s not safe, secondly, it prevents spontaneous spending.

👉🏾 Remember financial literacy is for EVERYBODY.

Article By Aura Bea Carter

Personal Finance Workbook For Beginners

Track Your Spending For 6 Months And Your Life Will Change

How do you envision your life to be going in November of 2022? That will be 6 months from now. So much can happen in that time span.

No matter what we are doing, time is going to keep on ticking. If you want things to improve from how they are going now, dedicate your time to becoming better.

Hold yourself accountable by learning more about an area in your life that you aren’t satisfied with.

🗓 Start tracking your finances today and watch how much better you will be in 6 months.

Article By Aura Bea Carter

700 And Higher: The American (Credit Score) Dream

Three major credit bureaus — Experian, Equifax, and TransUnion — regularly collect information about your payment history, while your credit report contains additional details regarding your payment history, credit utilization ratio and any open and closed credit accounts.

The information in your credit report is used to calculate a three-digit credit score, which lenders then utilize to evaluate a borrower’s likelihood of defaulting on a loan.

By having a higher score, you’ll typically qualify for loans or credit products with lower interest rates and more favorable terms.

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How To Improve Credit Score 100 Points

📊 Is Boosting Your Credit Score 100 Points Really Possible?

If your credit score is lower than you’d like, there may be fast ways to bring it up.

Scores in the “fair” and “bad” areas of the credit score ranges could see dramatic results.

Here are 9 strategies to quickly improve your credit:

  1. Pay credit card balances strategically
  2. Ask for higher credit limits
  3. Become an authorized user
  4. Pay bills on time
  5. Dispute credit report errors
  6. Deal with collections accounts
  7. Use a secured credit card
  8. Get credit for rent and utility payments
  9. Add to your credit mix

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➡️ Apply For A CHASE FREEDOM CREDIT CARD