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K. Crystal Carter is a cryptocurrency and blockchain enthusiast who is originally from Oakland, California. She has 7.5 years of experience in the financial industry, and 6 years of being a cannabis hydroponics grow director and cannabis advocate at local City Hall meetings. She currently resides in Las Vegas as one of the lead Earthy Realist team members.
How much you will spend each year on raising a child goes up almost every time parents check. Consequently, how much you think you should save may not necessarily be enough. For parents who plan to have children at a certain time in their lives, they tend to be more proactive in building a fund to support that child before and after he or she is born. These types of individuals also statistically are ones to start saving for college at birth.
For those who may not have designed their lives to have children by a specific date but did, its not too late to start a college fund for them. Now, when the term “college fund” is used that doesn’t mean that the money saved must be for that particular form of higher education. It can go towards enrollment in a trade school, moving abroad or purchasing home once that child becomes an adult.
Cryptocurrency is not intended for minor use, but it should still be taught to them what it is as the physical currency they are currently familiar with may be phased out in the next 10 – 18 years. Teaching them about crypto now is a perfect time to start a crypto fund for them.
Invest In Stablecoins For Your Kids
A stablecoin is just as it sounds, it is a digital currency that is set to a more steady (less volatile) reserve asset like gold or the U.S. dollar. Stablecoins are constructed to lessen volatility comparative to untied cryptocurrencies like Bitcoin. The key feature of a stablecoin is that its worth will stay stable even after five or more years, thus easing losses with a considerable fall in the crypto market.
To earn interest on stablecoin deposits you would open an account with a crypto loan platform that can offer anywhere around 10% interest on your deposits.
Top Stablecoins By Market Capitalization
Here are the 10 largest trading stablecoins by market capitalization as tracked by cryptocurrency data and analytics provider CoinMarketCap.
When working in banking it was personally observed how individuals handled money as an adult based on what they were taught about it and provided as a child. For young adults who would get a $300 credit card and max it out before the first statement, it was clear they did not have money teachings growing up. Typically, for those who were given a large inheritance or even savings as low as a couple thousand, they managed money and credit much better.
It’s a good idea to teach your child the basics of crypto, letting them know the benefits of allowing their youth crypto college fund, or crypto savings account, to grow so that they can start to live a comfortable life financially when they do turn 18.
Article By K. Crystal Carter
K. Crystal Carter is originally from Oakland, California where she was employed in banking for 7.5 years and a cannabis grow director and cannabis advocate at local City Hall meetings for 6 years. She currently resides in Las Vegas as one of the Earthy Realist team members.