financial literacy – EarthyRealist.com

Money Rules For Successful People (Part 2)

Today I had a conversation with a New York client and I had to explain to him that just because he has the financial reserves (savings) that does not mean that he should be buying everything simply because he can afford it.

I explained to him that 2023 is going to make or break a lot of people. And if he wants to remain in the position he is in 5 years from now he is going to have make even smarter moves with his money.

By Aura Carter

What To Teach Your Kids About Money

Exceptional parents raise exceptional children and in order to do this you must teach your children life skills that aren’t taught in school.

It is a known fact that the most important and critical subjects needed to flourished and navigate America prosperously aren’t considered key by the public school systems.

Understanding finance at a young age allows for better decision making as an adult. Teach your children useful information as this world is changing faster than ever.

Article By Aura Bea Carter

Youth Savings Tracker – Money Journal – Kids Money Tracker

3 Savings Tips You’ve Never Tried

✨ Saving money comes in different forms, it’s not always about putting money to the side when you get paid. (Though that is an excellent start.)

Assessing how you spend your money actually saves you money.

3 Ways To Save Money:

Turn on ad blocker on your devices. This will prevent the temptation of one click shopping.
Go cash only when you go shopping. Set a budget of how much you will spend, and by only carrying cash this will prevent you from over spending, thus saving money.
Never store your credit card information on your devices. For one, it’s not safe, secondly, it prevents spontaneous spending.

👉🏾 Remember financial literacy is for EVERYBODY.

Article By Aura Bea Carter

Personal Finance Workbook For Beginners

The 50/30/20 Budgeting Rule Will Change Your Life

How do you budget? There are apps and various systems that can help you take control of your finances. The 50/30/20 budgeting rule is very sensible and can be started at anytime.

A budget is having a plan for every dollar that you have. It makes you more conscientious of your spending habits.

Article By Aura Bea Carter

Do This With Your Bank Statement If You Want To Change Your Life

Financial obedience and repair is not as scary as it sounds. You want to know what is scary? Looking back a year from now regretting that you didn’t take action.

You may have received your most recent statement a few days ago, so check your mail, or online banking documents. My bank issues theirs on the 16th of each month.

When you know better, you can start to do better. And, the first step is admitting what money habits are keeping you from reaching your financial goals.

Teaching You That Wealth Is In Reach,

Aura Bea Carter