How Living More Economical Is Going To Help You Survive

Minimalist and/or economical living is going to help you keep your bank account from depleting as fast as it would if you weren’t paying attention to your spending habits.

Since prices have gone up it’s going to be very smart of you to find areas where you can save money. No matter your income level, the more money that you are able to put to the side the less stressful life is.

Last week I ordered a 16 ounce bottle of Aloe Vera Juice from Amazon for $8.33. Today while shopping at Walmart I noticed a 128 ounce (1 gallon) bottle of Aloe Vera Juice for $6.59. It’s obvious that the larger container was a better deal but seeing such a big difference in quantity made me think of how much more I pay attention to pricing.

Aloe Vera is a staple in the body care products that I make and I recently decided that I’m going to make all of my products by 2023. By making my own products I’m controlling my wealth even more.

See, as prices have increased many have had to make the choice of buying one thing over another. If you grew up less fortunate the current state of the economy may have been easier for you to adjust to. But if you are like millions of Americans who had to change their spending habits for the first time in life budgeting can be a challenge.

For me, personally, I am navigating this new way of living strategically and will continue living comfortably, as well as stress free.

Article By Aura Carter

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Financial Tip Of The Day: 6/30/2022

“Am I scaring people with my economic updates?” Is a question that I have to seriously ask myself. If I am, it’s not my intention.

The world is changing so fast that people don’t know what they want to be angry about on social media. Debates and complaints are all that we see now.

But, what are people going to actually do beyond that? Most, nothing. It’s time to start looking at your habits and for a lot of Americans their spending habits have changed (and not by choice).

Stop being distracted and get focused.

Article By Aura Carter

3 Savings Tips You’ve Never Tried

✨ Saving money comes in different forms, it’s not always about putting money to the side when you get paid. (Though that is an excellent start.)

Assessing how you spend your money actually saves you money.

3 Ways To Save Money:

1. Turn on ad blocker on your devices. This will prevent the temptation of one click shopping.
2. Go cash only when you go shopping. Set a budget of how much you will spend, and by only carrying cash this will prevent you from over spending, thus saving money.
3. Never store your credit card information on your devices. For one, it’s not safe, secondly, it prevents spontaneous spending.

👉🏾 Remember financial literacy is for EVERYBODY.

Article By Aura Bea Carter

Personal Finance Workbook For Beginners

The 50/30/20 Budgeting Rule Will Change Your Life

How do you budget? There are apps and various systems that can help you take control of your finances. The 50/30/20 budgeting rule is very sensible and can be started at anytime.

A budget is having a plan for every dollar that you have. It makes you more conscientious of your spending habits.

Article By Aura Bea Carter

Here Is What You Can Do To Spend Less On Gas

The escalating prices at the pump are causing a lot of angst, so I’m going to do that annoying thing that older folks do when someone younger is complaining about a hardship: Tell you that it isn’t as bad as you think.

Back in the day, during the gas shortages and surging gas prices of the 1970s, I remember sitting with my grandmother for hours in a line that snaked around the gas station to fill up the family station wagon. Big Mama could buy gasoline only on odd-numbered days of the month based on the last digit of her license plate. To save money during the gas crisis, my grandmother rarely drove anywhere except to work, the grocery store and church.

Gas prices are hitting new highs. Here’s why — and how long the surge could last.

The invasion of Ukraine, which has led President Biden to ban the import of oil and natural gas from Russia, is contributing to the latest spike in gas prices. It’s tough for a lot of folks living on the financial edge, especially those who use their vehicles to earn a living. Even if you can afford to absorb the increase, paying $6 and some change for a gallon of gas can cause some psychological pain.

People are looking for ways to spend less at the gas pump. No, having your food delivered to avoid a trip to the restaurant doesn’t necessarily save you money when you factor in a service fee, a delivery charge, a possible surge charge and a tip.

West Virginia was the top state searching for “Gasoline” as of midday Thursday, followed by Idaho, Indiana and Alabama, according to Google Trends. People are also searching for answers to how long gas prices are expected to be high and what’s causing the spike.

Why high gas prices may be here to stay

Until prices stabilize and come down, there are some things drivers can do to cut down on what they pay to fill their tanks, said Ellen Edmonds, AAA public relations manager.

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