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30 Ways To Make Progress

One day you’re going to wake up and be tired of your own despair. It’s going to hit you that only you can change your life and your future is in your hands.

It’s not that it’s easy to achieve our long-term personal goals, but if you know what you’re aspiring toward, you at least have a sense of the process. Start with the end in mind, work backward to the present day, and execute diligently.

Start by changing your habits and your new life will inevitably unfold.

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3 Ways To Start A Savings No Matter How Much You Make

When it comes to saving money many people assume that they don’t earn enough money for any extra to go to the side. But the thing is even if you are living paycheck to paycheck it is still possible to put some money to the side. Chances are no matter how frugal you are, you still end up making purchase of some kind that isn’t necessary.

You can be the type who only buys what they need, but out of those needs are you only purchasing the least expensive store brand version? Do you bring your lunch everyday and never eat out 365 days out the year? Are you creating a budget and sticking to it monthly no matter what?

Odds are there are things that you buy that you don’t have to. They aren’t needed but in the moment of pleasure or convenience you buy them without hesitation. I am not here to tell you how to spend your money, but I am here to tell you that it is possible for you to start a savings.

Here are three clear ways to start putting money away for a rainy day or even retirement.

1. Set Up Automatic Transfers Through Online Banking

Many people have both a checking account and a savings account but they only use their checking. No matter if you bank with a retail bank or credit union, online access to your accounts is available. If you haven’t already activate your online banking and setup an amount you can afford to transfer automatically from checking to savings.

What I mean by can afford is start with a small amount monthly. Say, $5-$20 on the first. As time goes on increase the original amount with another $5-10. If you are not in the position to save and your account goes negative from time to time, this I not recommended.

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2. Start A Money Jar

Back in the day piggy banks were popularized with that final day of it being completely full arriving and the owner breaking it with a hammer. No one I know owns a piggy bank and there was much emphasis on putting leftover change in them. Nowadays most people don’t have change especially since the peculiar national coin shortage that came and went a year ago.

With a money jar you can see how your money is adding up and if needed you can simply twist the top off and take what you need. Not everyone feels completely comfortable with keeping all of their money in the bank and as long as your home is safe this can be a good alternative.

3. Put Money In Envelopes

Many people like the idea of saving for multiple purposes. It may be that you don’t want one savings and you have different goals that you need money put aside for. Write on the envelope what you are saving towards. As previously suggested add to it, or them, when you can.

This method is so popular that you can go online and find clear money pouches with savings goals already on them to get you started.


Limiting your beliefs to saying what you can’t do will keep you from moving forward in your life. Personal finance is personal. Meaning, it’s up to the individual to learn how to make the best decisions money wise.

Article By Aura Bea Carter

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