Personal Finance – Page 2 – EarthyRealist.com

3 Types Of Financial Goals

“Money does not dictate your lifestyle, it’s what you do to get it and how you manage your finances that determines your lifestyle.”

– Wayne Chirisa

I honestly believe that if more people understood finances and how to manage money, inflation and recessions would be handled with greater ease.

Build a relationship with your money. Understand that having a large sum of it doesn’t make a person bad, and stressing over it shouldn’t be your default response.

Here are realistic financial goals with timelines that actually make sense.

Article By Aura Bea Carter

How To Build Good Money Habits: Personal Finance Workbook

Follow This Advice To Survive Inflation And The Future Economy

Currently the most expensive places to live in the United States are New York, California, Oregon, Alaska, Massachusetts and Connecticut.

Las Vegas is quickly approaching that list. At one point these destinations were known for starting a new life, AKA the American Dream.

We are going to see a fast separation of wealth. This division can not be stopped but that doesn’t mean you can’t be prepared mentally and financially.

Article By Aura Bea Carter

Self Improvement Through Building Better Money Habits

Top 7 Economic Predictions To Expect The 2nd Half Of 2022

Things are about to get REAL here in America and across the globe. And I say this not to scare anyone but because I’m a realist.

Most of what is happening is completely out of our hands but the unusual is about to become the norm. I’ll try not to be too opinionated but I will start to share more based on economic trends and published data.

June will be here in a couple of days and here’s what to expect the rest of 2022:

Gas prices will continue to surge higher, and many Americans will be shocked by how high they eventually go.
Food prices will continue to rise.
The Federal Reserve is likely to continue to aggressively raise interest rates.
Higher interest rates will be devastating for the housing market in the United States.
As the economy slows down, we should expect layoffs to increase and jobless claims will eventually start to spike.
Stock prices will continue to fall.
A recession is either already here or will arrive soon. We will see a historic economic meltdown so it’s important to prepare for it mentally and financially.

Data Collected From Here

👉🏾 Remember financial literacy is for EVERYBODY.

Article By Aura Bea Carter

Get Your Finances On Track With This Workbook

3 Savings Tips You’ve Never Tried

✨ Saving money comes in different forms, it’s not always about putting money to the side when you get paid. (Though that is an excellent start.)

Assessing how you spend your money actually saves you money.

3 Ways To Save Money:

Turn on ad blocker on your devices. This will prevent the temptation of one click shopping.
Go cash only when you go shopping. Set a budget of how much you will spend, and by only carrying cash this will prevent you from over spending, thus saving money.
Never store your credit card information on your devices. For one, it’s not safe, secondly, it prevents spontaneous spending.