Many years ago when December came around I would reflect on how that year went and start making a plan for the next year. This reflection included looking at my health, personal development, personal finances, and if I was satisfied with where my life was at that point.
It was important for me to start the new year right. Not with a list of “New Year, New Me,” cliché goals though.
As time went on I realized that I needed more time to prepare for the next year. Therefore, I decided to look at my life like a business, in quarters. The fourth and final quarter of the year (90 days) would be time for me to reset and end the year strategically.
While most are spending money during the holiday season, I have been one to check my previous years’ statements to see if there was an increase compared to the last December, and how much. That was personal progress to me.
As this year of 2021 comes to an end in my book I have decided to amp things up in a few areas.
Health And Wellness
Becoming a better human is a never ending journey. I don’t strive to be perfect, just to improve so that as I age my brain and body are as strong as they can be.
Before the pandemic, I tried out several gyms here in Las Vegas and the one that stood out to me the most was Lifetime Fitness. It was a beautiful building with the latest equipment and technology. Though I highly enjoyed the experience from a weeklong pass they provided I knew I wasn’t going to go regularly.
Currently, 3-5 times out of the week I turn to my favorite YouTube fitness channel and workout from home. When I’m feeling tense, I search for sun salutation yoga, or a 15 minute short basic yoga session. After my workouts I log them in my fitness tracker so that I will have a record of my progress.
Previously, I would take multivitamins, along with other capsuled herbs. Since learning of the many benefits of sea moss it is my daily go to supplement. I have also recently ordered strawberry flavored sea moss gel to enjoy with breads.
Personal Development
There are different opinions on reading books vs listening to them. For me, audiobooks have increased my knowledge substantially. In today’s world, our busy lives don’t always permit for us to open a book and read until our eyes get heavy.
Audiobooks allow you to listen and visualize yourself being read to, or even imagine being at a conference. It’s relaxing and I’m able to work on other projects as they are playing. And the fact that you can pause, and replay makes it all the better. I rewind for two reasons, my mind drifted away, or I want to fully grasp the information being given by the narrator.
I’m currently listening to ‘Think And Grow Rich’ for the second time. It’s encouraged by the author to read it three times, so that is how many times that I will be listening. I can only imagine the impact this powerful book is going to have on my life next year.
Personal Finance
Being a crypto investor for me means waking up, checking my most favorable coins, reading top bitcoin new websites, and reviewing the overall coin market capitalization to see what changes occurred in the past 24 hours.
Growing up, my mother read the stocks when they were published in the newspaper. I thought it was amazing and subconsciously ingrained in me to want to become an investor.
The most important thing that I learned about money, both traditional and digital, is that in order to grow your wealth staying informed with current events and previous trends is vital. In most recent news, China has banned cryptocurrency and all related transactions, this means considering the volume of the top invested coins and seeing if liquidation or diversification is best.
Maintaining an increasing yearend balance means reviewing my finances from every angle.
Track Your Trades With A Crypto Notebook
Final Thoughts
Spend this last quarter of 2021 getting to know yourself better and improving in areas you wish to see growth in. The average person does not commit to their New Year’s Resolutions for more than a month which is why many get into the same undesirable habits and feel overwhelmed about learning how to change them.
Keep learning. You have the rest of your life with you, strive to become the best version of yourself.
Don’t wait until you have gained weight from the holidays and spent down your bank account on gifts to say you want to change your life. This holiday season set a budget on gifts and since you are looking forward to Thanksgiving and Christmas dinners, start working out 1-2 times a week now so that you can feast and enjoy on those days.
Article By K. Crystal Carter
K. Crystal Carter is a cryptocurrency and blockchain enthusiast who is originally from Oakland, California. She has 7.5 years of experience in the financial industry, and 6 years of being a cannabis hydroponics grow director and cannabis advocate at local City Hall meetings. She currently resides in Las Vegas as one of the lead Earthy Realist team members.
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